U.S. Risk Financial Services

Writing banks takes confidence and expertise.
A gap in coverage can be easily overlooked and result in losses for your client. U.S. Risk Financial Services is here to ensure that doesn't happen. The staff of insurance and risk management specialists will help you place financial coverage with confidence.

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Count on Us for:


  • Unmatched technical expertise and comprehensive knowledge of the financial industry
  • Education and Risk Management services for financial institutions since 1975
  • Exclusive focus on Financial Institution related risks


  • Personalized and individual consultation
    for every risk
  • Solid relationships and considerable clout with Financial Institution focused carriers
  • Brokerage and individual risk and insurance
    review services


  • Extensive market access - we represent insurers both domestic and abroad that offer products and services for financial institutions
  • Coverage placements in every state
  • Exclusive partnerships with independent agents
    and brokers

Bank Bulletins

Investigate the Options Before Incepting an Extended Reporting Period

With M&A activity in the community bank space setting a feverish pace, requests for Extended Reporting Periods (ERP) on Directors & Officers Liability policies have become a weekly occurrence for brokers and carriers who serve this market.  In the vast majority of cases, accepting the ERP on the current
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Excess Side A DIC: When All Else Fails

Now more than ever, bank directors and officers should be concerned whether their management liability coverage will be there when they need it most. Carriers continue to broaden the scope of D&O coverage which now goes well beyond the scope of traditional D&O insurance.  Among other possibilities,
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Five Questions Banks Should Be Asking About Their Cyber Liability Insurance Policy

Cyber Liability Insurance coverage has been in existence in some form for more than a decade. And with each successive news item detailing yet another major security breach, the need for banks to consider a specific coverage form to protect them from losses due to this exposure becomes more apparent.
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